Built on real Lightreach Solar PPA terms and what we tell homeowners across Georgia, Florida and Texas every day. Pros first — because the pros are why most families say yes.
A Power Purchase Agreement (PPA) through Lightreach lets you go solar with $0 down — you pay only for the clean power the panels produce, usually at a rate lower than your utility.
What is the Lightreach Solar PPA in plain English?
✓ Pros
•$0 out of pocket — Lightreach owns, installs, insures and maintains the system on your roof.
•You pay a locked-in low rate per kWh for the solar power produced — typically below your current utility rate from day one.
•Predictable bills for 25 years while the utility keeps raising rates (national average ~4% per year).
•Production guarantee — if the system underproduces, Lightreach makes you whole.
• Cons
•You don't own the system, so you don't claim the 30% federal tax credit yourself.
•Annual price escalator may apply (commonly 0–2.9%) — still typically slower than utility hikes.
•If you sell the home, the buyer must qualify to assume the agreement.
Bottom line: If you want immediate savings with zero cost, zero maintenance and zero risk — the PPA is the easiest yes in solar.
How is a PPA different from a solar loan or cash purchase?
✓ Pros
•PPA: $0 down, lower bill day one, no maintenance, no roof or equipment risk — Lightreach handles everything.
•PPA monthly payment is tied only to power you actually use — not a fixed loan payment.
•No credit hit from a large installment loan; PPAs are not reported as consumer debt.
• Cons
•Loan/cash buyers keep the 30% federal tax credit and any SRECs.
•Long-term, ownership can yield higher lifetime savings — if you can fund it and want the responsibility.
Bottom line: Most homeowners save more, faster, and with less hassle on a PPA. Ownership wins only if you have the tax appetite and want to manage the asset.
What happens if I sell my home?
✓ Pros
•The PPA transfers easily to a qualified buyer — homes with solar sell ~4% faster and for more on average (Zillow).
•Lower power bills are a documented selling feature, not a liability.
•Lightreach provides a simple transfer process at no cost.
• Cons
•Buyer must meet a basic credit check to assume the contract.
•If a buyer refuses, you can prepay the remaining term — rare, but possible.
Bottom line: In almost every case, the PPA helps sell the home faster — it's a transferable asset, not a hidden cost.
What does Lightreach actually cover during the 25 years?
✓ Pros
•Full system monitoring, repairs, inverter replacement and panel warranty — included.
•Production guarantee: if the system makes less than promised, you get paid the difference.
•Insurance on the equipment is included — you don't add it to your homeowners policy.
• Cons
•Roof repairs unrelated to solar are still your responsibility.
•Removing and reinstalling panels for a roof replacement has a service fee.
Bottom line: It's the most hands-off way to go solar — Lightreach takes the operational risk, you take the savings.
Still have a question? Get real numbers for your home.
A 15-minute Discovery Call gets you actual savings, an honest PPA quote and a clear yes/no — no pressure.